A Variable Annuity With FlexChoice Access www brighthousefinancialpro com 4700 Westown Parkway, Suite 200 West Des Moines, IA 50266-2266 Overnight Address: Brighthouse Variable Annuity Quarterly Statement January 01, 2020 – March 31, 2020 OWNER NAME JT OWNER NAME 123 STREET NAME CITY, IA 50266-0000 3202632098 Advisor Name(s): Firm Name Agent Name General Contract Information
Discuss How RILAs Can Help Reduce Overall Portfolio Costs The term “fee” often has a negative connotation for clients, so being transparent about annuity fees is important for building trust Certain annuity products include annual charges – either as flat fees or percentage of value – related to actions such as withdrawing money from the investment
Tips on Talking to Clients About the Value of RILAs Many clients want the benefits offered by registered index-linked annuities (RILAs) 1 but might not know RILAs exist or how the products allow them to participate in market growth while providing a level of downside protection You can strengthen your relationships with clients by introducing them to products that could help them meet their financial goals
A RILA May Have a Place Within a Balanced Portfolio One of the important benefits of a registered index-linked annuity (RILA) is that it provides a level of downside protection That benefit may give clients more confidence that, even if markets decline, a portion of their portfolio can better weather market swings
How a RILA May Benefit Clients in Various Market Conditions The state of the markets can influence how clients think about investment products that are connected to market returns However, whether we’re in a bull, bear, or flat market, discussing the benefits of a registered index-linked annuity (RILA) with clients may help you keep them focused on their long-term goals instead of allowing emotions to influence their decision-making
Plan Ahead - aem-dev2. brighthousefinancialpro. com Table of Contents Challenges in Retirement 02 Life lasts 04 Stock markets stumble 06 Compounding assets 07 Climbing costs The Action Plan A Well-Thought-Out Investment Strategy 08 Equity investing 09 The benefits of diversification 10-11 Asset allocation models 12-13 Individual investment options 14 Keep on track with dollar cost averaging and rebalancing The Back-Up Plan