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- Redlining - Wikipedia
Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities [2] Redlining has been most prominent in the United States, and has mostly been directed against African Americans, as well as Mexican Americans in the Southwestern United States [3]
- Redlining | Racial Discrimination, Mortgage Lending Urban Development . . .
redlining, illegal discriminatory practice in which a mortgage lender denies loans or an insurance provider restricts services to certain areas of a community, often because of the racial characteristics of the applicant’s neighbourhood Redlining practices also include unfair and abusive loan terms for borrowers, outright deception, and
- What is redlining and is it still happening across the U. S . . . - CBS News
The term redlining is a nod to how lenders identified and referenced neighborhoods with a greater share of people deemed more likely to default on mortgage
- Redlining - Federal Reserve History
Redlining is the practice of denying people access to credit because of where they live, even if they are personally qualified for loans Historically, mortgage lenders once widely redlined core urban neighborhoods and Black-populated neighborhoods in particular
- 50 years after being outlawed, redlining still drives neighborhood . . .
Redlining dates back to the midst of the Great Depression, when the federal government created the Home Owners’ Loan Corporation to provide assistance to homeowners who were defaulting on their mortgages Bankers assessing financial risk created maps that shaded neighborhoods in accordance with their property values and racial make-up
- What is Redlining? Definition, Legality, and Effects - Investopedia
Redlining is a discriminatory practice that puts services, usually financial services—out of reach for residents of certain areas based on race or ethnicity Redlining is illegal
- The Definition, History, and Impact of Redlining - ThoughtCo
Redlining, a process by which banks and other institutions refuse to offer mortgages or offer worse rates to customers in certain neighborhoods based on their racial and ethnic composition, is one of the clearest examples of institutionalized racism in the history of the United States
- What Is Redlining? - The New York Times
In recent years, the term “redlining” has become shorthand for many types of historic race-based exclusionary tactics in real estate — from racial steering by real estate agents (directing Black
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